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Terms of Service

Effective Date: July 12, 2026

These Terms of Service ("Terms") govern your use of The Stream Facility ("Platform," "Service"), operated by Stream Facility ("we," "us," "our"). By creating an account or using the Platform you agree to these Terms.

1. Eligibility

You must be at least 18 years of age to create an account and use the Platform. By using the Platform you confirm that you meet this requirement.

2. Account Registration

You must provide accurate and complete information when creating your account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at [CONTACT EMAIL] if you suspect unauthorized access.

3. Subscriptions and Payment

The Platform offers tiered subscription plans providing access to writing and publishing tools. Subscriptions renew automatically on a monthly or annual basis as selected at the time of purchase. Payments are processed securely by Stripe. By subscribing you authorize us to charge your payment method on a recurring basis until you cancel. You may cancel at any time through your account settings.

4. Your Content

You retain full ownership of all written works, characters, worlds, outlines, notes, and other creative content ("Your Content") that you create on the Platform. We claim no ownership rights over Your Content.

You grant us a limited, non-exclusive, royalty-free license to store, process, display, and sync Your Content solely to provide the services described herein. This license ends when you delete the content or close your account.

5. Shared and Published Content

If you choose to publish works publicly or share them with beta readers, you grant those users a personal, non-commercial license to view and comment on your shared content. You may revoke sharing access at any time. Making a work public does not transfer any intellectual property rights.

6. AI Writing Assistance

The Platform includes optional AI writing assistance. AI-generated text is provided as a creative tool only. You are solely responsible for reviewing and deciding whether to incorporate any AI suggestions into your work. AI feature usage may be subject to the terms of third-party AI providers.

7. Prohibited Uses

You agree not to:
- Upload, post, or transmit content that is illegal, defamatory, obscene, or that infringes any third-party intellectual property right
- Use another person's account or impersonate any person or entity
- Reverse-engineer, decompile, or disassemble any part of the Platform
- Use automated tools to scrape or extract content from the Platform
- Interfere with or disrupt the Platform's infrastructure or servers
- Share your account credentials with any third party

8. Intellectual Property

The Platform, including its software, design, trademarks, and editorial content (excluding Your Content), is owned by us or our licensors and is protected by copyright and other intellectual property laws.

9. Termination

We may suspend or terminate your account for material violation of these Terms, with or without notice. You may close your account at any time. Upon termination, we will delete Your Content in accordance with our Privacy Policy. Subscription fees already paid are non-refundable except as described in our Refund Policy.

10. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS IS LIMITED TO THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM. WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

Nothing in this section limits liability that cannot be excluded under applicable law, including for death or personal injury caused by our negligence.

12. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, USA. For users in the European Union, mandatory consumer protections under applicable EU law also apply and are not waived by these Terms. Any disputes that cannot be resolved informally will be submitted to binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.

13. Changes to These Terms

We may update these Terms at any time. We will provide at least 14 days' notice of material changes by email or in-app notice. Your continued use of the Platform after the effective date constitutes acceptance of the updated Terms.

14. Contact

Questions about these Terms? Contact us at: [CONTACT EMAIL]

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